Mac and Gray is an instant funding proprietary trading company focused on providing instant funding to aspiring traders. We provide solid forex knowledge and education with a main focus on developing long term trading habits. The company is solely owned by Mac and Gray Investments, Dubai. License No. 31897

At Mac and Gray we provide the best Instant funded accounts. This means a choice for no challenges. Our evaluations, are lower priced and with great trading objectives to support each trader. We have free paid competitions, which no other firm has. Rules on this can be found on our Discord channel or by contacting our team.

Instant funding allows traders to start trading from day one, removing the pressures of failed challenges and evaluations. We live in a data-driven world and our parent company starts monetizing that data in strategic and creative ways. This results in a win-win scenario for both traders and Investors utilizing this strategy.

We have a CPD Accredited program aimed at providing beginners with a solid educational and risk management base allowing them to become profitable long term traders. ‍ This is combined with a mentorship program and funded program that aims to create all rounded traders with a professional mindset.

We offer a simplified scaling plan. Funded accounts are upgraded with each 20% made on a funded account. This means a trader can trade and withdraw 4 times in blocks of 5% and request an account upgrade.

We believe trading is a career and a business. All traders who are at $200k USD funded can apply for sponsorship for the CFA Level or IMC certificates allowing them to be a position to manage funds greater than $2M USD.

Trading capital is crucial however we believe there are talented traders out who lack the fees to enter prop firms or challenges. We have therefore set up a monthly trading competition which allows talented traders to trade under the exact conditions of the virtual account. The competition starts from the 1st of each month and concludes at the end of the given month. Highest return on ROI with lowest drawdown wins. 1st Place - $30,000 USD, 2nd Place - $25,000 USD and 3rd Place - $10,000 USD.

To start simply choose a package of one of our funded accounts and the account will be ready to trade Instantly or at most within 12 hrs.

Withdrawals are actioned on a bi-weekly basis. Withdrawal forms will be available as the process becomes more automated.

Withdrawal methods include, Bank Wire transfer, Paypal and crypto payments.

Traders can have as many funded accounts as they would like. However, total AUM for any trader is capped at $2M USD due to regulations. Virtual funding accounts have a 14 day inactivity rule

Forex Majors: EURUSD, GBPUSD, NZDUSD, AUDUSD, USDCHF, USDCAD, USDJPY.‎ Forex Minors : EURGBP, EURNZD, EURAUD, EURCHF, EURCAD, EURJPY, GBPNZD, GBPAUD, ‎GBPCHF, ‎GBPCAD, GBPJPY, NZDAUD, NZDCHF, NZDCAD, NZDJPY, AUDCHF, AUDCAD, AUDJPY, ‎CADCHF, CADJPY, ‎CHFJPY.‎ Commodities: Gold, Silver, Oil. Major Index Stocks: S&P500, US30, US100, DAX, UK100, F40, JP225, STOXX50, AUS200.

Holding trades overnight and over the weekend is allowed

There are no news trading restrictions. We only advise you ensure you manage your risk adequately.

Our focus is on the longevity of our traders. Our rules are simple and fair. If a trader violates the 10% drawdown rule, the account will be termed as breached. However, it is essential we review the account and provide constructive analysis. Depending on the review, we will advise you on what the best course of action is for longer term profitability.

Although not using a stop-loss is not a breach of trading terms, stop loss limit is a tool for maintaining risk and reducing large losses. We recommend all traders to use adequate risk management and grow their account professionally.

You will trading with both MT5 Windows/Mac. We are working to integrate a cTrader as an option as well.

If you are using a VPS service, our broker servers are located in Amsterdam. Setting this location will give your the lowest latency on your trades.

Our commissions are based on $2.25 per lot per side. We also have very low spreads with an average spread on EURUSD at 0.1 pips.

We have three funding programs. Instant Funding Account "Sensei" This is for confident traders who have some experience of trading and are confident to start straight away. The pricing is the best in the industry, the accounts are issued instantly. If you can make 5% with no time limits, this is the account for you. One Phase Evaluation "Ninja" The Ninja account is a one-step evaluation account. It is designed for the traders who want to get through the evaluation as quickly as possible. It requires nimble skills and traders to be self-aware and watch the daily drawdown limit which is set at 3%. Passing this shows a confidence in skill and a mastery of strategy. Two Phase Evaluation "Samurai" The Samurai account is a two-step evaluation account. It is designed for the highly skilled and disciplined traders. Just like the Samurai following your code or in this case your strategy will help you achieve the success and get funded.

Martingale: This strategy involves initiating a larger position in the opposite direction to the original one after experiencing a loss or while the initial position remains open. Grid Trading: This strategy involves placing buy and sell orders at regular intervals above and below a set price, capturing profits as the market moves up and down through these levels. High-frequency trading (HFT): HFT aims to profit from small price movements in the market by placing trades at extremely high speeds. We define HFT as consistently holding trades for 10 secs or less.

Copy Trading Between Accounts: This involves mirroring trades from any type of our accounts to another. Gambling: This involves excessive use of leverage and risking a large portion of your account on limited trades. Group Trading: Individuals trading from the same IP address must trade each account individually, with no copying across to multiple accounts with different names. Usage of Public Expert Advisors (EAs). One the One Step (Ninja) and Two Step (Samurai) accounts, only trade manager and risk management EA’s are allowed. Exploiting Inefficiencies of Trading Platforms and Other Practices: This involves exploiting data feeds, including latency arbitrage, reverse arbitrage, gap trading, toxic order flow, account management, tick scalping, and server execution.

Instant funding: 50% One-Phase challenge accounts: 85% Two – Phase challenge accounts: 85%

Initial Payout: Request 14 days after the first trade. Subsequent Payouts: Eligible every 14 days after payout. Platform: Rise and Wise Methods: Bank transfer via Rise or Wise. Crypto via Rise or Coinbase Commercial Minimum Threshold: $25. Processing Time: We aim to process all payouts within 24 hours of request.

One Phase / Two Phase accounts - Maximum Inactivity Period: 30 days. Live Accounts – Maximum Inactivity Period: 14 days

We provide the following discounts valid for a period of 7 days if accounts are violated. Fail on Ninja One Step challenge: Enjoy a 15% discount. Fail on Samurai Two Step challenge: Benefit from a 15% discount. Fail Sensei /Funded: Receive a 20% discount. The code is received via email on the corresponding account of each trader. Note: The code remains valid for 7 days and applies to all account sizes.

Instant funded Sensei accounts – Max 3 accounts per trader. One Step/Two Step Phases – Max 3 accounts per trader. Please note: All accounts must be traded individually. Trades cannot be copied from one challenge evaluation account to another, or from a master account to a challenge evaluation account.

The Maximum Daily Loss is the amount you are allowed to lose every day. For the purpose of this rule, the higher value between equity and balance will be used. This rule is set as a % of the starting equity or balance of every day. The rule states that the equity of the day, which is the result of the currently floating PnL (Profit and Loss) in sum with all closed positions of that day must not hit the Maximum Daily Loss Limit. The daily maximum loss resets at 00:00 CE(S)T/server every day. Example 1: Equity falls below 10% on the Instant Funded accounts: At the start of your trading day, your account balance is $50,000 and your equity is $50,000. There is no Daily Loss Limit, but the Max Loss Limit is 10%. This means that the Daily Loss Limit is also 10% there for: Daily/Max loss = $50,000 * 10% = $5,000 Daily/Max Loss Limit. This means your equity can't go lower than: $50,000 - $5,000 Daily/Max Loss Limit= $45,000. If your equity goes below $45,000 at any certain moment in time your account will be closed. Example 2: Equity Breaches 3% daily drawdown on the Ninja One-Step Phase challenge accounts: During one trading day, the maximum daily drawdown on the account must not exceed 3% of the starting balance of the account. Please note this includes commissions and swaps. Example: At the start of the challenge your account balance is $100,000 and your equity is $100,000. The Daily Loss Limit is 3% of the starting balance, this means that: Daily loss = $100,000 * 3% = $3,000 Daily Loss Limit. This means your equity can't go lower than: $100,000 - $3,000 Daily Loss Limit= $97,000. If your equity goes below $97,000 at any certain moment in time on that trading day. Use this calculation for any starting balance. Example 3: Equity Breaches 5% daily drawdown on the Samurai Two-Step Phase challenge accounts: During one trading day, the maximum daily drawdown on the account must not exceed 5% of the starting balance of the account. Please note this includes commissions and swaps. Example: At the start of the challenge your account balance is $100,000 and your equity is $100,000. The Daily Loss Limit is 5% of the starting balance, this means that: Daily loss = $100,000 * 5% = $5,000 Daily Loss Limit. This means your equity can't go lower than: $100,000 - $5,000 Daily Loss Limit= $95,000. If your equity goes below $95,000 at any certain moment in time on that trading day. Use this calculation for any starting balance.

The KYC process is conducted through Rise with the use of Sumsub for verification of traders. The process takes a couple of minutes and involves providing the following documents: 1. Proof of Identity. You can use the following documents: • Government ID; • Driver's license; • Permanent residence permit; • Passport. 2. A liveness test. 3. Proof of Address. Examples of documents that are accepted: • Utility bills such as Landline Telephone Bills, Gas bill or Electricity bill. • Bank Account Statement. • Proof of residence issued by a Notary public or a Government Authority. • Identity card or document with an address that is issued by a Central or State Government.

The trading accounts provided are simulated accounts in a live trading environment. Traders willing to trade directly on Mac and Gray accounts are required to be licensed and regulated traders. For this reason, Mac and Gray will provide educational support to traders willing to go through this route by financially support IMC, CFA and CISI exams for traders who show real talent. Mac and Gray also trades on its own account (outside of the CBT platform) with real trading capital. While performing its own trades, Mac and Gray may also use trading data obtained from its trading clients on the simulated accounts and continuously monitors the trades executed by Mac and Gray traders. This execution occurs without any impact on Mac and Gray clients and their simulated trading environment. These two processes are legally separate, and the trader is in no way affected or influenced by Mac and Gray trading.

Instant Funded accounts: A trader is eligible to request a payout every 14th day after the first executed trade on the funded account. They also must achieve a 5% profit target to request a payout. There will be a 50/50 profit split applied and a scaling plan is achievable on 4 withdrawals. One Phase and Two Step Accounts: A trader is eligible to request a payout every 14th day after the first executed trade on the funded account. There will be an 85% profit split and we also provide a scaling plan.

In your dashboard on our website, you can see "Support > Payout" in the menu. By filling in this form you can request your payout. The minimum amount for a payout is 5% of the initial balance for our Instant funded accounts including our split and 1% for our challenge accounts including our split. Please note: • Payouts below 500$ will be processed through Wise/Crypto USDT TRC20/ ETH. • Payouts above 500$ will be processed via Rise / Crypto USDT TRC20/ ETH, unless Rise does not support the traders country.

Instant funded accounts: If a trader breaches the Max drawdown rule, trading will be closed, and an email sent out informing the trader of their breach. If any of the other rules are broken the trader may request a review, in which case, we will review the behaviour pattern and reinstate the account if we find the rules were broken in error. One Phase and Two-Phase accounts: If a trader breaches the Daily loss limit or the Max drawdown rule, trading will be closed, and an email sent out informing the trader of their breach. Further information requested by the trader can be provided if they are unaware of the moment the drawdown occurred.

If you have submitted a request for a refund for the evaluation challenge, please note that the process may take up to 10 business days to complete. We use Stripe as a payment provider, and this is their usual processing times. Crypto payments can be refunded within 3 business days. It is important to note that if any trades have been placed during the evaluation challenge, you will not be eligible for a refund.